qualifying for disability

Qualifying for Disability

Qualifying for disability has a reputation of being difficult. There is all kinds of red tape to go through to get that coveted approval letter, and it can take months, and sometimes years to get it. You may be denied the first or even second or third time you apply for disability benefits. It’s actually the norm.

But does filing for disability have to be difficult? Not necessarily. Some people make it more difficult than it needs to be. If you are truly disabled, then qualifying for disability is inevitable, but you want to make the process go as quickly as possible. That’s why it’s so important to know just what to put on your disability application and what the requirements are for actually qualifying for disability before you even begin.

Do you qualify for disability? Here’s what you need to know before filling out your disability application.

Qualifying for Disability–Are You Really Disabled?

This is the most important question of all. Do you meet the disability definitions of the Social Security Administration. Be sure you do before beginning your disability application, because if you don’t meet the definitions, there’s no point in filing for disability. You have to have a physical or mental disability (or both) that is expected to be permanent and/or result in your eventual demise or to last at least a year. In either case, the disability must be severe enough to keep you from being able to engage in any meaningful employment. You’ll probably have to get examined by a Social Security Administration doctor to corroborate this (though not always), and your own doctor will definitely have to sign paperwork agreeing with this assessment of your condition.

Qualifying for Disability–Is Your Disability Application Complete?

Incomplete or incorrect information on the disability application is the number one cause of denials when filing for disability. Be sure to give the Social Security Administration everything they ask for when they ask for it. Don’t miss deadlines for handing in paperwork. Fill out every form with every bit of information requested, get all the exams done and medical records they want you to get, and don’t leave anything out of the application. Qualifying for disability goes a lot quicker and you have a greater chance of being approved the first time if your disability application is complete and submitted in a timely manner, so do it!

Qualifying for Disability–Have You Worked Enough to Get It?

One of the most important things in qualifying for disability is your work history. You HAVE to have one in order to get disability benefits. If you don’t, then you’ll need to apply for some alternative form of financial and medical assistance for your disability, such as Supplemental Security Income and Medicaid. You must have worked a certain number of years and made a certain amount of money during those years to get SSDI. If you’re not sure if you’ve reached those thresholds, then check with your local Social Security office to find out if you meet the qualifications.

Qualifying for disability is complicated, but it doesn’t have to be hard if you are armed with this knowledge in advance, so be sure to be informed, and you’ll have a much easier time with things when filing for disability.

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