We display products and advertising on this website and will be rewarded for any resultant sales. We feel this is entirely reasonable and means we can keep this website updated and free to use by covering our costs in this way.

The information on this website is for informative and reference purposes only.  I am not an attorney and I am not providing any legal advice within the information contained on this website.

Everyone’s situation is different and I am not making any representation whether you can 1.) be approved for any type of disability income or insurance 2.) qualify for any type of disability income or insurance or 3.) be disqualified for any type of disability income or insurance.

If you intend to act on any information obtained via this website you should complete a full “due diligence” and seek the advice of a certified expert appropriate to the task or service you plan on undertaking i.e. accountant, financial adviser, business manager, legal council, medical practitioner, etc.

You should always consult a legal professional if you have legal questions arising from any information you’ve obtained from this website or anywhere else, including from other online information sources.