Filing for Disability – An Overview and Tips
Filing for disability is not what you might call an easy task, but the good thing is, we know a system is in place for those of us who have suffered from the inevitable. At least, those who have become incapable of getting a job and supporting their families can expect government to come to their aid. You just have to know how to file for disability correctly. Once you know the secrets, getting disability benefits isn’t as hard as you might think it will be. Being in the know as far as how to properly file for benefits is very helpful in getting your disability checks coming in sooner rather than later. Here’s what you need to know.
Filing for Disability–Tip 1
One problem with many people who file for disability is that not all Americans filing for disability are actually awarded benefits. Whether or not this is an issue of the system, there is always something that people who need disability benefits can do to increase their chances of getting an approval. This starts with ensuring that all requirements are submitted or acted upon as promptly as possible. Obviously, the requirements that matter the most are those that prove the person’s disability, and they will mostly have something to do with what his medical records say. When you are filing for disability, you will get instructions on exactly what you need to send in as proof of your condition, and you need to be sure to follow those instructions precisely. Don’t leave anything out and don’t hide anything. Be totally up front and give the disability office everything they request and do it in a timely manner. This will greatly increase your chances of a swift approval.
Filing for Disability–Tip 2
If you are filing for disability benefits, the first most important thing you can do is to get your doctor on your side. You don’t have to fake anything, but do what you can and cooperate with him as much as needed, so he can help you make the point that you are qualified for disability benefits. In most cases, your doctor is going to be well aware of your situation and know that you are disabled and need benefits, so he or she won’t have to be persuaded much, if at all, to help you with the paperwork necessary to file for disability. Most doctors are used to people coming in who are filing for disability and know exactly what to do to get them approved quickly.
To be discussed in your medical records is mainly how your disability has stopped you from working. Of course, there has to be a detailed presentation of facts, and this is why you have to earn your doctor’s confidence when filing for disability. Otherwise, he may not be as convincing, describing your case to the administrative law judge. Again, with most people, especially those who have a long-term relationship with a doctor who is well aware of their case, this is not a problem at all. Most doctors are very willing to be helpful for people who are filing for disability as long as they are established patients and the doctor knows they have a genuine disability and a real need of the disability benefits.
Filing for Disability–Tip 3
Another thing you can do is to be prepared. Make sure to respond to the disability examiner as soon as possible when he contacts you. Don’t be late for your interview and come prepared with everything that is expected of you, from documents to photographs. Of course, you have to know exactly what is in those documents so you can be consistent with your answers and avoid doubts by the examiner. Go over all of your paperwork thoroughly beforehand, to make sure you know what it says and that you are prepared to answer all questions consistently with what the paperwork says about you. Make sure your answers are truthful, as well, and if there are any inconsistencies between what the paperwork says and what your situation is, make sure you thoroughly explain that to the disability examiner when filing for disability benefits.
Also, make sure you know the deadlines that concern your claim, and always beat them. Do what you’re expected to do and do it within the prescribed time, if you don’t want to make the impression that you are not serious about your claims. Getting your paperwork in on time is a very important part of successfully applying for disability benefits, so don’t neglect it. The disability office sets deadlines for a reason, and if you miss one, your quest for benefits may be for nothing, because you can be denied when filing for disability if you miss getting paperwork in on time. Don’t let a missed deadline keep you from getting the benefits you deserve.
It is also good to note that filing for disability benefits is not only reserved for those who are physically disabled, but also for every type of disability that renders a person incapable of earning an income, whether physical or mental. In any case, losing one’s ability to earn and support himself themselves and their family is an unpleasant scenario, but it happens. In fact, over 50 million Americans today are enrolled under the Social Security disability program, and though they would all like to get back to work and live as normal lives as they used to, this has become almost impossible to some of them.
Whether or not you go back to work after filing for disability depends on how severe and permanent your disability is; some people are eventually able to go back to work again and recover, while others continue to get disability benefits for the rest of their lives. Either way, when you file for disability, you are filing to get money to help support you and your family when you can’t work for a period of time, however long (under disability guidelines, it must be at least a year that you are expected to be unable to work), and this is important.
If you are unable to work due to a disability and need a way to support you and your family, then the only thing you can do is move on with the options you have available to you, such as filing for disability.